.pensionplanningcalculator-module__dXkmJa__container *{box-sizing:border-box;margin:0;padding:0}.pensionplanningcalculator-module__dXkmJa__container{color:#000;background-color:#fff;max-width:100%;min-height:100vh;padding-top:80px;font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Oxygen,Ubuntu,sans-serif;line-height:1.6;overflow-x:hidden}.pensionplanningcalculator-module__dXkmJa__header{color:#000;text-align:center;z-index:100;background:#fff;border-bottom:1px solid #e0e0e0;margin-top:-80px;margin-bottom:2rem;padding:80px 1rem 1.5rem;position:relative}.pensionplanningcalculator-module__dXkmJa__headerContent{max-width:1200px;margin:0 auto;padding-top:20px;position:relative}.pensionplanningcalculator-module__dXkmJa__mainTitle{color:#000;margin:0 0 .5rem;padding-top:0;font-size:2.5rem;font-weight:700;line-height:1.2}.pensionplanningcalculator-module__dXkmJa__subtitle{color:#666;max-width:600px;margin-bottom:1.5rem;margin-left:auto;margin-right:auto;font-size:1.2rem}.pensionplanningcalculator-module__dXkmJa__badgeContainer{flex-wrap:wrap;justify-content:center;gap:.75rem;margin-top:1rem;display:flex}.pensionplanningcalculator-module__dXkmJa__badge{color:#000;background:#f5f5f5;border:1px solid #ddd;border-radius:50px;padding:.5rem 1rem;font-size:.875rem;font-weight:500}.pensionplanningcalculator-module__dXkmJa__mainContent{max-width:1200px;margin:0 auto;padding:0 1rem 3rem}.pensionplanningcalculator-module__dXkmJa__calculatorLayout{grid-template-columns:1fr;gap:2rem;margin-bottom:3rem;display:grid}@media (min-width:992px){.pensionplanningcalculator-module__dXkmJa__calculatorLayout{grid-template-columns:1fr 1fr}}.pensionplanningcalculator-module__dXkmJa__calculatorCard,.pensionplanningcalculator-module__dXkmJa__resultsCard{background:#f8f8f8;border:1px solid #e0e0e0;border-radius:8px;padding:2rem;box-shadow:0 2px 4px #0000000d}.pensionplanningcalculator-module__dXkmJa__sectionTitle{color:#000;border-bottom:2px solid #2c5282;margin-bottom:1.5rem;padding-bottom:.75rem;font-size:1.5rem;font-weight:600}.pensionplanningcalculator-module__dXkmJa__inputGroup{margin-bottom:1.75rem}.pensionplanningcalculator-module__dXkmJa__inputLabel{color:#333;margin-bottom:.75rem;font-size:1rem;font-weight:500;display:block}.pensionplanningcalculator-module__dXkmJa__inputWrapper{flex-wrap:wrap;align-items:center;gap:1rem;margin-bottom:.5rem;display:flex}.pensionplanningcalculator-module__dXkmJa__currencySymbol,.pensionplanningcalculator-module__dXkmJa__percentageSymbol,.pensionplanningcalculator-module__dXkmJa__yearsSymbol{color:#000;min-width:20px;font-weight:600}.pensionplanningcalculator-module__dXkmJa__slider{-webkit-appearance:none;background:#e0e0e0;border-radius:3px;outline:none;flex:1;min-width:150px;height:6px}.pensionplanningcalculator-module__dXkmJa__slider::-webkit-slider-thumb{-webkit-appearance:none;cursor:pointer;background:#2c5282;border:2px solid #fff;border-radius:50%;width:20px;height:20px;box-shadow:0 1px 3px #0000004d}.pensionplanningcalculator-module__dXkmJa__slider::-moz-range-thumb{cursor:pointer;background:#2c5282;border:2px solid #fff;border-radius:50%;width:20px;height:20px;box-shadow:0 1px 3px #0000004d}.pensionplanningcalculator-module__dXkmJa__numberInput{color:#000;text-align:center;background:#fff;border:1px solid #ccc;border-radius:4px;width:120px;padding:.75rem;font-size:1rem;font-weight:500;transition:border-color .2s}.pensionplanningcalculator-module__dXkmJa__numberInput:focus{border-color:#2c5282;outline:none}.pensionplanningcalculator-module__dXkmJa__valueDisplay{color:#000;padding:.5rem 0;font-size:1.25rem;font-weight:600}.pensionplanningcalculator-module__dXkmJa__selectInput{color:#000;cursor:pointer;background:#fff;border:1px solid #ccc;border-radius:4px;width:100%;padding:.875rem;font-size:1rem;transition:border-color .2s}.pensionplanningcalculator-module__dXkmJa__selectInput:focus{border-color:#2c5282;outline:none}.pensionplanningcalculator-module__dXkmJa__resultsGrid{grid-template-columns:repeat(2,1fr);gap:1.5rem;margin-bottom:2rem;display:grid}.pensionplanningcalculator-module__dXkmJa__resultItem{text-align:center;background:#fff;border:1px solid #e0e0e0;border-radius:6px;padding:1.25rem}.pensionplanningcalculator-module__dXkmJa__resultItemSuccess{text-align:center;background:#f0fff4;border:2px solid #38a169;border-radius:6px;padding:1.25rem}.pensionplanningcalculator-module__dXkmJa__resultItemWarning{text-align:center;background:#fff5f5;border:2px solid #e53e3e;border-radius:6px;padding:1.25rem}.pensionplanningcalculator-module__dXkmJa__resultLabel{color:#666;text-transform:uppercase;letter-spacing:.5px;margin-bottom:.5rem;font-size:.875rem}.pensionplanningcalculator-module__dXkmJa__resultValue{color:#000;font-size:1.5rem;font-weight:700}.pensionplanningcalculator-module__dXkmJa__successText{color:#38a169}.pensionplanningcalculator-module__dXkmJa__warningText{color:#e53e3e}.pensionplanningcalculator-module__dXkmJa__chartContainer{background:#fff;border:1px solid #e0e0e0;border-radius:6px;margin:2rem 0;padding:1.5rem}.pensionplanningcalculator-module__dXkmJa__chartTitle{color:#000;margin-bottom:1.5rem;font-size:1.25rem;font-weight:600}.pensionplanningcalculator-module__dXkmJa__chartBars{flex-direction:column;gap:.75rem;display:flex}.pensionplanningcalculator-module__dXkmJa__chartBarGroup{flex-wrap:wrap;align-items:center;gap:1rem;display:flex}.pensionplanningcalculator-module__dXkmJa__chartBarLabel{color:#333;min-width:80px;font-size:.875rem;font-weight:500}.pensionplanningcalculator-module__dXkmJa__chartBarContainer{background:#f0f0f0;border-radius:4px;flex:1;min-width:200px;height:30px;display:flex;overflow:hidden}.pensionplanningcalculator-module__dXkmJa__chartBarAccumulation{background:#2c5282;height:100%;transition:width .3s}.pensionplanningcalculator-module__dXkmJa__chartBarRetirement{background:#38a169;height:100%;transition:width .3s}.pensionplanningcalculator-module__dXkmJa__chartBarValue{text-align:right;color:#000;min-width:120px;font-size:.9375rem;font-weight:600}.pensionplanningcalculator-module__dXkmJa__chartLegend{flex-wrap:wrap;gap:2rem;margin-top:1.5rem;display:flex}.pensionplanningcalculator-module__dXkmJa__legendItem{color:#333;align-items:center;gap:.5rem;font-size:.875rem;display:flex}.pensionplanningcalculator-module__dXkmJa__legendColor{border-radius:4px;width:16px;height:16px}.pensionplanningcalculator-module__dXkmJa__legendAccumulation{background:#2c5282}.pensionplanningcalculator-module__dXkmJa__legendRetirement{background:#38a169}.pensionplanningcalculator-module__dXkmJa__insightsCard{background:#f5f5f5;border-left:4px solid #2c5282;border-radius:6px;margin-top:2rem;padding:1.5rem}.pensionplanningcalculator-module__dXkmJa__insightsTitle{color:#000;margin-bottom:1rem;font-size:1.25rem;font-weight:600}.pensionplanningcalculator-module__dXkmJa__insightsList{margin:0 0 1.5rem;padding:0;list-style:none}.pensionplanningcalculator-module__dXkmJa__insightsList li{color:#333;border-bottom:1px solid #0000001a;padding:.75rem 0}.pensionplanningcalculator-module__dXkmJa__insightsList li:last-child{border-bottom:none}.pensionplanningcalculator-module__dXkmJa__insightsList strong{color:#000;font-weight:600}.pensionplanningcalculator-module__dXkmJa__actionPlan{background:#fff;border:1px solid #e0e0e0;border-radius:6px;margin-top:1.5rem;padding:1.25rem}.pensionplanningcalculator-module__dXkmJa__actionPlan h4{color:#000;margin-bottom:1rem;font-size:1.1rem;font-weight:600}.pensionplanningcalculator-module__dXkmJa__actionPlan ul{margin:0;padding:0;list-style:none}.pensionplanningcalculator-module__dXkmJa__actionPlan li{color:#333;border-bottom:1px solid #e0e0e0;padding:.5rem 0}.pensionplanningcalculator-module__dXkmJa__actionPlan li:last-child{border-bottom:none}.pensionplanningcalculator-module__dXkmJa__actionPlan li strong{color:#2c5282}.pensionplanningcalculator-module__dXkmJa__educationalContent{max-width:800px;margin:0 auto}.pensionplanningcalculator-module__dXkmJa__articleCard{background:#fff;border:1px solid #e0e0e0;border-radius:8px;margin-bottom:2rem;padding:2.5rem;box-shadow:0 2px 8px #0000000d}.pensionplanningcalculator-module__dXkmJa__articleTitle{color:#000;margin-bottom:2rem;font-size:2rem;font-weight:700;line-height:1.3}.pensionplanningcalculator-module__dXkmJa__articleSection{margin-bottom:2.5rem}.pensionplanningcalculator-module__dXkmJa__articleSubtitle{color:#000;margin-bottom:1rem;font-size:1.5rem;font-weight:600}.pensionplanningcalculator-module__dXkmJa__articleCard p{color:#333;margin-bottom:1rem;line-height:1.7}.pensionplanningcalculator-module__dXkmJa__exampleCard{background:#f8f8f8;border-left:4px solid #2c5282;border-radius:6px;margin:1.5rem 0;padding:1.5rem}.pensionplanningcalculator-module__dXkmJa__exampleCard h4{color:#000;margin-bottom:1rem;font-size:1.1rem;font-weight:600}.pensionplanningcalculator-module__dXkmJa__exampleCard ul{margin:1rem 0;padding:0;list-style:none}.pensionplanningcalculator-module__dXkmJa__exampleCard li{color:#333;border-bottom:1px solid #e0e0e0;padding:.5rem 0}.pensionplanningcalculator-module__dXkmJa__exampleCard li:last-child{border-bottom:none}.pensionplanningcalculator-module__dXkmJa__exampleCard li strong{color:#000}.pensionplanningcalculator-module__dXkmJa__exampleNote{background:#fff;border-left:3px solid #2c5282;border-radius:4px;margin-top:1rem;padding:.75rem;font-size:.875rem}.pensionplanningcalculator-module__dXkmJa__strategyGrid{grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:1.5rem;margin:1.5rem 0;display:grid}.pensionplanningcalculator-module__dXkmJa__strategyCard{background:#fff;border:1px solid #e0e0e0;border-radius:6px;padding:1.5rem;transition:transform .2s,box-shadow .2s}.pensionplanningcalculator-module__dXkmJa__strategyCard:hover{transform:translateY(-2px);box-shadow:0 4px 8px #0000001a}.pensionplanningcalculator-module__dXkmJa__strategyCard h4{color:#000;margin-bottom:.75rem;font-size:1.1rem;font-weight:600}.pensionplanningcalculator-module__dXkmJa__strategyCard p{color:#666;font-size:.9375rem;line-height:1.6}.pensionplanningcalculator-module__dXkmJa__applicationsList{margin:1rem 0;padding:0;list-style:none}.pensionplanningcalculator-module__dXkmJa__applicationsList li{color:#333;border-bottom:1px solid #e0e0e0;align-items:flex-start;gap:.5rem;padding:.875rem 0;display:flex}.pensionplanningcalculator-module__dXkmJa__applicationsList li:before{content:"⚠️";flex-shrink:0;margin-top:.125rem}.pensionplanningcalculator-module__dXkmJa__applicationsList li strong{color:#000;font-weight:600}.pensionplanningcalculator-module__dXkmJa__expertQuote{color:#333;background:#f5f5f5;border-left:4px solid #2c5282;border-radius:6px;margin:2rem 0;padding:2rem;font-style:italic;line-height:1.7}.pensionplanningcalculator-module__dXkmJa__quoteFooter{color:#666;text-align:right;margin-top:1rem;font-size:.875rem;font-style:normal}.pensionplanningcalculator-module__dXkmJa__faqCard{background:#fff;border:1px solid #e0e0e0;border-radius:8px;margin-bottom:2rem;padding:2.5rem;box-shadow:0 2px 8px #0000000d}.pensionplanningcalculator-module__dXkmJa__faqTitle{color:#000;text-align:center;margin-bottom:2rem;font-size:1.75rem;font-weight:700}.pensionplanningcalculator-module__dXkmJa__faqItem{border-bottom:1px solid #e0e0e0;padding:1.5rem 0}.pensionplanningcalculator-module__dXkmJa__faqItem:last-child{border-bottom:none}.pensionplanningcalculator-module__dXkmJa__faqQuestion{color:#000;margin-bottom:1rem;font-size:1.2rem;font-weight:600}.pensionplanningcalculator-module__dXkmJa__faqAnswer{color:#333;margin:0;line-height:1.7}.pensionplanningcalculator-module__dXkmJa__actionSection{max-width:800px;margin:3rem auto 0}.pensionplanningcalculator-module__dXkmJa__ctaCard{color:#000;text-align:center;background:#fff;border:2px solid #2c5282;border-radius:8px;padding:3rem}.pensionplanningcalculator-module__dXkmJa__ctaTitle{margin-bottom:1rem;font-size:2rem;font-weight:700}.pensionplanningcalculator-module__dXkmJa__ctaText{color:#333;max-width:600px;margin-bottom:2rem;margin-left:auto;margin-right:auto;font-size:1.125rem}.pensionplanningcalculator-module__dXkmJa__buttonGroup{flex-wrap:wrap;justify-content:center;gap:1rem;margin-bottom:2rem;display:flex}.pensionplanningcalculator-module__dXkmJa__primaryButton,.pensionplanningcalculator-module__dXkmJa__secondaryButton{cursor:pointer;border:none;border-radius:4px;justify-content:center;align-items:center;gap:.5rem;min-width:220px;padding:1rem 2rem;font-size:1rem;font-weight:600;text-decoration:none;transition:all .2s;display:flex}.pensionplanningcalculator-module__dXkmJa__primaryButton{color:#fff;background:#2c5282;border:1px solid #2c5282}.pensionplanningcalculator-module__dXkmJa__primaryButton:hover{background:#1a365d;transform:translateY(-2px);box-shadow:0 4px 8px #0003}.pensionplanningcalculator-module__dXkmJa__secondaryButton{color:#000;background:0 0;border:1px solid #2c5282}.pensionplanningcalculator-module__dXkmJa__secondaryButton:hover{color:#fff;background:#2c5282;transform:translateY(-2px);box-shadow:0 4px 8px #0003}.pensionplanningcalculator-module__dXkmJa__disclaimer{color:#666;border-top:1px solid #e0e0e0;margin-top:2rem;padding-top:1.5rem;font-size:.875rem;line-height:1.6}.pensionplanningcalculator-module__dXkmJa__disclaimer strong{color:#000}.pensionplanningcalculator-module__dXkmJa__footer{color:#333;text-align:center;background:#f8f8f8;border-top:1px solid #e0e0e0;margin-top:4rem;padding:2rem 1rem}.pensionplanningcalculator-module__dXkmJa__footerContent{max-width:800px;margin:0 auto}.pensionplanningcalculator-module__dXkmJa__footerText{color:#333;margin-bottom:1rem;font-weight:500;line-height:1.6}.pensionplanningcalculator-module__dXkmJa__footerNote{color:#666;border-top:1px solid #ccc;margin-top:1rem;padding-top:1rem;font-size:.875rem;line-height:1.6}@media (max-width:768px){.pensionplanningcalculator-module__dXkmJa__container{padding-top:70px}.pensionplanningcalculator-module__dXkmJa__header{margin-top:-70px;padding:70px 1rem 1rem}.pensionplanningcalculator-module__dXkmJa__mainTitle{margin-top:0;padding-top:10px;font-size:2rem}.pensionplanningcalculator-module__dXkmJa__subtitle{font-size:1.1rem}.pensionplanningcalculator-module__dXkmJa__articleTitle{font-size:1.75rem}.pensionplanningcalculator-module__dXkmJa__articleCard,.pensionplanningcalculator-module__dXkmJa__faqCard,.pensionplanningcalculator-module__dXkmJa__calculatorCard,.pensionplanningcalculator-module__dXkmJa__resultsCard{padding:1.5rem}.pensionplanningcalculator-module__dXkmJa__resultsGrid{grid-template-columns:1fr;gap:1rem}.pensionplanningcalculator-module__dXkmJa__chartBarGroup{flex-direction:column;align-items:flex-start;gap:.5rem}.pensionplanningcalculator-module__dXkmJa__chartBarContainer{width:100%;min-width:100%}.pensionplanningcalculator-module__dXkmJa__chartBarValue{text-align:left;min-width:auto}.pensionplanningcalculator-module__dXkmJa__ctaCard{padding:2rem 1.5rem}.pensionplanningcalculator-module__dXkmJa__ctaTitle{font-size:1.75rem}.pensionplanningcalculator-module__dXkmJa__buttonGroup{flex-direction:column;align-items:center}.pensionplanningcalculator-module__dXkmJa__primaryButton,.pensionplanningcalculator-module__dXkmJa__secondaryButton{width:100%;max-width:300px}.pensionplanningcalculator-module__dXkmJa__strategyGrid{grid-template-columns:1fr}}@media (max-width:480px){.pensionplanningcalculator-module__dXkmJa__container{padding-top:60px}.pensionplanningcalculator-module__dXkmJa__header{margin-top:-60px;padding:60px 1rem 1rem}.pensionplanningcalculator-module__dXkmJa__mainTitle{margin-top:0;padding-top:5px;font-size:1.75rem;line-height:1.3}.pensionplanningcalculator-module__dXkmJa__subtitle{font-size:1rem}.pensionplanningcalculator-module__dXkmJa__badgeContainer{flex-direction:column;align-items:center;gap:.5rem}.pensionplanningcalculator-module__dXkmJa__badge{width:fit-content}.pensionplanningcalculator-module__dXkmJa__inputWrapper{flex-direction:column;align-items:stretch;gap:.75rem}.pensionplanningcalculator-module__dXkmJa__slider,.pensionplanningcalculator-module__dXkmJa__numberInput{width:100%}.pensionplanningcalculator-module__dXkmJa__numberInput{order:1}.pensionplanningcalculator-module__dXkmJa__slider{order:2}.pensionplanningcalculator-module__dXkmJa__currencySymbol,.pensionplanningcalculator-module__dXkmJa__percentageSymbol,.pensionplanningcalculator-module__dXkmJa__yearsSymbol{text-align:center;order:3;margin-top:.5rem}.pensionplanningcalculator-module__dXkmJa__articleCard,.pensionplanningcalculator-module__dXkmJa__faqCard{padding:1.25rem}.pensionplanningcalculator-module__dXkmJa__ctaCard{padding:1.5rem 1rem}.pensionplanningcalculator-module__dXkmJa__chartBarLabel{min-width:60px}}@media print{.pensionplanningcalculator-module__dXkmJa__container{padding-top:0!important}.pensionplanningcalculator-module__dXkmJa__header{border-bottom:2px solid #000;margin-top:0;padding:0 0 1rem}.pensionplanningcalculator-module__dXkmJa__buttonGroup,.pensionplanningcalculator-module__dXkmJa__badgeContainer{display:none}.pensionplanningcalculator-module__dXkmJa__calculatorLayout{break-inside:avoid}.pensionplanningcalculator-module__dXkmJa__footer{background:0 0;border-top:2px solid #000}}@media (prefers-reduced-motion:reduce){.pensionplanningcalculator-module__dXkmJa__container *{transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}@media (prefers-contrast:high){.pensionplanningcalculator-module__dXkmJa__container{color:#000;background:#fff}.pensionplanningcalculator-module__dXkmJa__calculatorCard,.pensionplanningcalculator-module__dXkmJa__resultsCard,.pensionplanningcalculator-module__dXkmJa__articleCard,.pensionplanningcalculator-module__dXkmJa__faqCard{background:#fff;border:2px solid #000}}.pensionplanningcalculator-module__dXkmJa__container ::-webkit-scrollbar{width:8px}.pensionplanningcalculator-module__dXkmJa__container ::-webkit-scrollbar-track{background:#f1f1f1}.pensionplanningcalculator-module__dXkmJa__container ::-webkit-scrollbar-thumb{background:#888;border-radius:4px}.pensionplanningcalculator-module__dXkmJa__container ::-webkit-scrollbar-thumb:hover{background:#555}