Financial Calculators Suite
Comprehensive collection of financial calculators for all your needs
All Calculators
56 tools available — select any to get started
Simple
A basic arithmetic calculator for addition, subtraction, multiplication, and division. Perfect for quick everyday calculations without complexity or distractions.
Result = a ± × ÷ b
Use Simple Calculator →Tax
Calculate income tax or sales tax based on your location, earnings, and filing status. Understand your take-home pay and tax obligations with ease.
Tax = Income × Tax Rate
Use Tax Calculator →Loan
Determine monthly loan payments, total interest paid, and view a full amortization schedule. Ideal for personal loans, auto loans, or financing decisions.
PMT = P × (r(1+r)^n) / ((1+r)^n - 1)
Use Loan Calculator →Break-even
Find the exact sales volume needed to cover all fixed and variable costs. Essential for startups, small businesses, and financial planning.
Break-even = Fixed Costs / (Price - Variable Cost)
Use Break-even Calculator →Cashflow
Track and project business or personal cash inflows and outflows to ensure liquidity and avoid shortfalls in critical periods.
Net Cash Flow = Cash In - Cash Out
Use Cashflow Calculator →CAC
Calculate Customer Acquisition Cost to measure how much you spend to gain a new customer. Helps evaluate marketing efficiency and ROI.
CAC = Total Marketing Costs / New Customers Acquired
Use CAC Calculator →Markup
Set profitable product prices by applying a markup percentage to cost. Useful for retailers, wholesalers, and e-commerce businesses.
Price = Cost × (1 + Markup %)
Use Markup Calculator →Profit Margin
Compute gross and net profit margins to understand profitability as a percentage of revenue. Key metric for business health analysis.
Profit Margin % = (Profit / Revenue) × 100
Use Profit Margin Calculator →ROI
Measure Return on Investment for marketing campaigns, real estate, stocks, or any capital expenditure to assess performance and efficiency.
ROI % = ((Gain - Cost) / Cost) × 100
Use ROI Calculator →NPV
Calculate Net Present Value of future cash flows to determine if an investment will yield positive returns after adjusting for time value of money.
NPV = Σ [CFₜ / (1 + r)ᵗ] - Initial Investment
Use NPV Calculator →Payroll
Estimate total payroll costs including wages, overtime, taxes, and deductions for employees or contractors.
Total Payroll = Gross Pay + Employer Taxes + Benefits
Use Payroll Calculator →Gross Profit
Calculate gross profit by subtracting cost of goods sold from total revenue. A fundamental metric for pricing and production decisions.
Gross Profit = Revenue - COGS
Use Gross Profit Calculator →EBITDA
Determine Earnings Before Interest, Taxes, Depreciation, and Amortization — a key indicator of operational profitability and business value.
EBITDA = Net Income + Interest + Taxes + D + A
Use EBITDA Calculator →Inventory
Analyze inventory turnover ratio to measure how often stock is sold and replaced over a period. Helps optimize supply chain and reduce holding costs.
Turnover = COGS / Average Inventory
Use Inventory Calculator →Working Capital
Assess short-term financial health by calculating the difference between current assets and current liabilities.
Working Capital = Current Assets - Current Liabilities
Use Working Capital Calculator →Debt/Equity
Evaluate financial leverage by comparing total debt to shareholders equity. A critical ratio for investors and lenders.
D/E = Total Debt / Shareholders’ Equity
Use Debt/Equity Calculator →Current Ratio
Measure a companies ability to pay short-term obligations using current assets. A healthy current ratio indicates strong liquidity.
Current Ratio = Current Assets / Current Liabilities
Use Current Ratio Calculator →ROE
Calculate Return on Equity to assess how effectively a company generates profits from shareholders investments.
ROE % = Net Income / Shareholders’ Equity × 100
Use ROE Calculator →Valuation
Estimate the fair market value of your business using revenue, profit, and industry multiples for sale, investment, or partnership purposes.
Valuation = EBITDA × Industry Multiple
Use Valuation Calculator →EVA
Compute Economic Value Added — the profit a company generates after covering the cost of capital. Measures true economic profit.
EVA = NOPAT - (WACC × Capital Invested)
Use EVA Calculator →WACC
Find Weighted Average Cost of Capital used in valuation, investment analysis, and corporate finance decisions.
WACC = (E/V × Re) + (D/V × Rd × (1 - Tc))
Use WACC Calculator →401K
Project retirement savings growth with employer match, contributions, and compound interest over time.
FV = PMT × [((1 + r)^n - 1) / r]
Use 401K Calculator →CD
Calculate maturity amount and interest earned on a Certificate of Deposit with fixed rate and term length.
A = P(1 + r/n)^(nt)
Use CD Calculator →Bonds
Estimate yield, return, and interest income from government bonds like Treasury securities or municipal bonds.
Yield = (Annual Interest / Bond Price) × 100
Use Bonds Calculator →Leverage
Analyze how fixed costs affect profitability when sales volume changes. Useful for cost structure optimization.
DOL = %Δ EBIT / %Δ Sales
Use Leverage Calculator →Cash Flow
Calculate Free Cash Flow — the cash a business generates after expenses, which can be used for expansion, dividends, or debt reduction.
FCF = Operating Cash Flow - CapEx
Use Cash Flow Calculator →Lease/Buy
Compare the total cost of leasing versus buying a vehicle or equipment to make smarter financing decisions.
Total Cost = Σ Payments + Residual Value (if buying)
Use Lease/Buy Calculator →Pension
Estimate monthly pension income in retirement based on years of service, salary history, and plan type.
Pension = Avg Salary × Years × Multiplier
Use Pension Calculator →Tax Bracket
Determine your federal and state tax brackets and marginal tax rate based on income and filing status.
Bracket = Income Range with Fixed Marginal Rate
Use Tax Bracket Calculator →Education
Plan for future education expenses including tuition, books, and living costs for college or training programs.
Total Cost = Tuition + Fees + Living Expenses
Use Education Calculator →Crypto
Track cryptocurrency investment performance, calculate gains/losses, and estimate tax liabilities.
Profit = (Sell Price - Buy Price) × Quantity
Use Crypto Calculator →Debt
Create a payoff plan for credit card debt using snowball or avalanche methods to become debt-free faster.
Months = -log(1 - r×B/P) / log(1 + r)
Use Debt Calculator →Purchasing Power
See how inflation or currency exchange rates affect the real value of money across time or countries.
PPP = Price in Country A / Price in Country B
Use Purchasing Power Calculator →Development
Analyze real estate development feasibility by projecting costs, revenue, and profitability before breaking ground.
Profit = Gross Revenue - Total Costs
Use Development Calculator →Occupancy
Compare occupancy costs for office, retail, or industrial space including rent, utilities, taxes, and maintenance.
OCC % = Annual Occupancy Cost / Gross Revenue
Use Occupancy Calculator →Litigation
Estimate potential legal fees, court costs, and settlement expenses for civil disputes or lawsuits.
Total Cost = Attorney Fees + Court Fees + Settlement
Use Litigation Calculator →Monte Carlo
Use probabilistic modeling to simulate financial outcomes and assess risk in investments or business decisions.
Outcome = f(Random Variables)
Use Monte Carlo Calculator →Game Theory
Model strategic interactions between competitors or players to predict optimal decisions and outcomes.
Payoff = Utility(Player, Strategy Profile)
Use Game Theory Calculator →Financial Literacy
Test your knowledge of personal finance, investing, budgeting, and credit with a scoring tool to improve financial IQ.
Score = (Correct Answers / Total) × 100
Use Financial Literacy Calculator →Staking
Calculate potential rewards from staking cryptocurrencies like Ethereum, Cardano, or Solana over time.
Rewards = Principal × APR × Time
Use Staking Calculator →Time Value of Money
Understand how money grows or loses value over time due to interest rates and inflation — essential for smart investing.
FV = PV × (1 + r)^n
Use Time Value of Money Calculator →Discounted Cash Flow
Value a business or investment by discounting projected future cash flows to their present value.
DCF = Σ [CFₜ / (1 + r)ᵗ]
Use Discounted Cash Flow Calculator →Duration Convexity
Measure bond price sensitivity to interest rate changes using duration and convexity metrics.
ΔP/P ≈ -Duration × Δy + ½ × Convexity × (Δy)²
Use Duration Convexity Calculator →Option Pricing
Price call and put options using models like Black-Scholes to evaluate derivatives and trading strategies.
C = S₀N(d₁) - Xe^(-rT)N(d₂)
Use Option Pricing Calculator →HE-LOC
Calculate payments, interest, and credit limits for a Home Equity Line of Credit (HELOC) based on home value and loan-to-value ratio.
Credit Limit = Home Value × LTV - Mortgage Balance
Use HE-LOC Calculator →Accounts Receivable Turnover
Measure how quickly a company collects payments from customers, indicating efficiency in credit and collections.
Turnover = Net Credit Sales / Avg Accounts Receivable
Use Accounts Receivable Turnover Calculator →Legal Retainer
Track remaining balance and usage of a legal retainer fee over time as hours are billed.
Remaining = Initial Retainer - (Rate × Hours Billed)
Use Legal Retainer Calculator →Flipping Profit
Estimate profit from flipping houses, cars, sneakers, or collectibles after accounting for purchase, repair, and selling costs.
Profit = Sale Price - (Purchase + Repair + Fees)
Use Flipping Profit Calculator →Mortgage Refinance
Determine how long it takes to recover closing costs after refinancing a mortgage — the break-even point.
Break-even Months = Closing Costs / Monthly Savings
Use Mortgage Refinance Calculator →Worker Classification
Help determine whether a worker should be classified as an employee or independent contractor for tax and legal compliance.
Classification = Behavioral + Financial + Relationship Control
Use Worker Classification Calculator →Property Taxes
Calculate annual or monthly property tax based on assessed home value and local tax rates.
Tax = Assessed Value × Tax Rate
Use Property Taxes Calculator →Car Loan
Estimate monthly payments, total interest, and total cost of financing a new or used car.
PMT = P × (r(1+r)^n) / ((1+r)^n - 1)
Use Car Loan Calculator →Social Security
Forecast your Social Security retirement benefits based on earnings history and retirement age.
Benefit = Average Indexed Earnings × PIA Formula
Use Social Security Calculator →PPF
Plan savings and project maturity amount in India Public Provident Fund (PPF), a tax-free long-term investment scheme.
A = P × [(1 + r)^n - 1] / r
Use PPF Calculator →Mortgage Calculator
Calculate monthly payments, total interest, and total cost of financing a home loan.
PMT = P × (r(1+r)^n) / ((1+r)^n - 1)
Use Mortgage Calculator Calculator →Compound Interest Calculator
Calculate compound interest over time based on principal, interest rate, and time period.
A = P(1 + r/n)^(nt)
Use Compound Interest Calculator Calculator →Need a Custom Calculator?
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