Staking Rewards Calculator

Why Staking Rewards Matter

Staking allows crypto holders to earn passive income by locking up their tokens to support blockchain operations like validation and security. Unlike traditional savings, staking can offer high yields — but it's important to understand the risks and rewards.

How to Use This Calculator

Enter your staked amount, the network’s APY, and the duration of staking. Choose how often rewards are compounded (daily, monthly, etc.). The calculator shows your total earnings and projected income over time.

The Staking Reward Formula

Where:

• A = Final amount
• P = Principal (initial stake)
• r = Annual interest rate (APY)
• n = Number of times compounded per year
• t = Time in years

This compound interest formula helps you project long-term growth of your staked assets.

APY vs APR

APY (Annual Percentage Yield) includes compounding — it reflects your actual return. APR (Annual Percentage Rate) does not. Always compare staking offers using APY for accuracy.

Example Use Cases

• Ethereum (ETH): Stake 32 ETH to become a validator (~3–5% APY)
• Solana (SOL): Delegate tokens to earn ~6–8% APY
• Cardano (ADA): Stake via wallets like Daedalus for ~3–5% rewards

Risks to Consider

• Lock-up periods: Some networks require assets to be locked
• Slashing: Penalties for validator misbehavior
• Market risk: Token price may drop despite earning rewards
• Taxes: Staking rewards may be taxable as income