Business & Finance Toolkit
56 essential calculators for entrepreneurs, finance teams, and investors.
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Simple
A basic arithmetic calculator for addition, subtraction, multiplication, and division.
Tax
Calculate income tax or sales tax based on your location, earnings, and filing status.
Loan
Determine monthly loan payments, total interest paid, and view a full amortization schedule.
Break-even
Find the exact sales volume needed to cover all fixed and variable costs.
Cashflow
Track and project business or personal cash inflows and outflows.
CAC
Calculate Customer Acquisition Cost to measure how much you spend to gain a new customer.
Markup
Set profitable product prices by applying a markup percentage to cost.
Profit Margin
Compute gross and net profit margins to understand profitability as a percentage of revenue.
ROI
Measure Return on Investment for marketing campaigns, real estate, stocks, or any capital expenditure.
NPV
Calculate Net Present Value of future cash flows to determine if an investment will yield positive returns.
Payroll
Estimate total payroll costs including wages, overtime, taxes, and deductions.
Gross Profit
Calculate gross profit by subtracting cost of goods sold from total revenue.
EBITDA
Determine Earnings Before Interest, Taxes, Depreciation, and Amortization.
Inventory
Analyze inventory turnover ratio to measure how often stock is sold and replaced.
Working Capital
Assess short-term financial health by calculating current assets minus liabilities.
Debt/Equity
Evaluate financial leverage by comparing total debt to shareholders equity.
Current Ratio
Measure ability to pay short-term obligations using current assets.
ROE
Calculate Return on Equity to assess profit generation from shareholder investments.
Valuation
Estimate the fair market value of your business using revenue and industry multiples.
EVA
Compute Economic Value Added — the profit after covering cost of capital.
WACC
Find Weighted Average Cost of Capital used in valuation and finance decisions.
401K
Project retirement savings growth with employer match and compound interest.
CD
Calculate maturity amount and interest earned on a Certificate of Deposit.
Bonds
Estimate yield, return, and interest income from government bonds.
Leverage
Analyze how fixed costs affect profitability when sales volume changes.
Cash Flow
Calculate Free Cash Flow available for expansion, dividends, or debt reduction.
Lease/Buy
Compare leasing vs buying a vehicle or equipment to make smarter decisions.
Pension
Estimate monthly pension income in retirement based on service and salary history.
Tax Bracket
Determine your federal and state tax brackets and marginal tax rate.
Education
Plan for future education expenses including tuition and living costs.
Crypto
Track crypto investment performance, calculate gains/losses, and estimate taxes.
Debt
Create a payoff plan for credit card debt using snowball or avalanche methods.
Purchasing Power
See how inflation or exchange rates affect the real value of money.
Development
Analyze real estate development feasibility before breaking ground.
Occupancy
Compare occupancy costs for office, retail, or industrial space.
Litigation
Estimate legal fees, court costs, and settlement expenses.
Monte Carlo
Use probabilistic modeling to simulate financial outcomes and risk.
Game Theory
Model strategic interactions between competitors or players.
Financial Literacy
Test your knowledge of personal finance and improve financial IQ.
Staking
Calculate potential rewards from staking cryptocurrencies over time.
Time Value of Money
Understand how money grows or loses value over time due to interest.
Discounted Cash Flow
Value a business or investment by discounting future cash flows.
Duration Convexity
Measure bond price sensitivity to interest rate changes.
Option Pricing
Price call and put options using models like Black-Scholes.
HE-LOC
Calculate payments and limits for a Home Equity Line of Credit.
Accounts Receivable Turnover
Measure how quickly a company collects payments from customers.
Legal Retainer
Track remaining balance and usage of a legal retainer fee.
Flipping Profit
Estimate profit from flipping houses, cars, or collectibles.
Mortgage Refinance
Determine break-even point after refinancing a mortgage.
Worker Classification
Determine if a worker is an employee or independent contractor.
Property Taxes
Calculate annual or monthly property tax based on home value.
Car Loan
Estimate monthly payments and total cost of financing a car.
Social Security
Forecast Social Security retirement benefits based on earnings history.
PPF
Plan savings and project maturity in India Public Provident Fund.
Mortgage Calculator
Calculate monthly payments and total cost of financing a mortgage.
Compound Interest Calculator
Calculate compound interest over time based on principal, rate, and time.